An official service of the Federal Democratic Republic of Ethiopia
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Emergency credit

Borrow electricity, repay on your next purchase.

A short-term advance for when a top-up is not possible right away. It carries a fee.

ETB 200
Maximum advance
7%
One-time fee
Instant
To the meter

Credit is borrowing, not a discount. If you can wait and top up normally, that is cheaper. See the cost

Borrow credit

Prepaid only

Credit is a debt, so it has to be tied to a verified account holder. Sign in to see your limit and borrow.

Advance up to
ETB 200.00
Service fee
7% of the amount
Interest
None
Repaid from
Your next token

After you sign in

  • Your available limit, based on how long the meter has been active and past repayments.
  • The exact fee and total repayment, before you agree to anything.
  • Any advance already outstanding, and what is left to clear it.

If you can pay now, a normal top-up costs less. Credit is for when that is not possible.

Buy a token instead

How it works

Borrow now, repay on the next purchase.

  1. 1

    Sign in

    Your limit depends on the account, so borrowing starts with signing in.

  2. 2

    Confirm the terms

    The amount, the fee and the total you repay are shown before you agree to anything.

  3. 3

    Credit reaches the meter

    Applied within a minute. No token to type in — the balance updates on its own.

  4. 4

    Repay on your next top-up

    The outstanding amount is deducted from your next token purchase automatically.

What it costs

The full terms. Nothing else is charged.

Maximum advance
ETB 200.00
Service fee
7% of the amount
Interest
None
Repayment
Next token purchase
Late penalty
None
Early repayment
Free, any time
Advances at once
One

A worked example

You borrow
ETB 100.00
Service fee (7%)
ETB 7.00
You repay
ETB 107.00
Next ETB 300 token gives
ETB 193.00 of energy

Borrowing repeatedly gets expensive

The fee applies every time. Taking credit every month costs meaningfully more over a year than buying slightly larger tokens.

Open the tariff calculator

Who can borrow

  • Prepaid residential meters, active for at least 6 months.
  • No advance currently outstanding on the meter.
  • A recent history of top-ups, so there is something to repay from.
  • A verified account, since the debt is tied to a named account holder.

Postpaid customers do not use credit. If you get a monthly paper bill, pay your bill here.

How repayment works

  • The advance sits on the meter as a debt, not as a bill.
  • Your next token purchase clears it first, then converts the remainder to energy.
  • If the purchase is smaller than the debt, the rest carries over and no energy is added.
  • No new advance is available until the previous one is fully cleared.

You can clear an advance early at any time, or by dialling 905. No penalty, no extra charge.

It is a debt, not a top-up

The fee is real money. Use it when the alternative is sitting in the dark, not as a routine way to pay for electricity.

No interest, no penalties

One flat fee, charged once. Nothing accumulates if repayment takes longer than expected, and early repayment is free.

Free help on 905

If credit was applied but never reached the meter, or the balance looks wrong, call 905 with the meter number.

Common questions

Do I need to sign in?
Yes. An advance is a debt, so it has to be tied to a verified account holder. Your limit is shown once you are signed in.
How fast does it reach the meter?
Usually under a minute. There is no token to type in; the meter balance updates directly.
What if I never top up again?
The debt stays on the meter. It does not grow, and there is no penalty, but the meter cannot receive new credit until it is cleared.
Can I borrow twice at once?
No. One advance at a time, cleared in full before another is available.
Is there interest?
No. A single service fee of 7% is charged when the credit is issued. Nothing accrues after that.
I have a postpaid meter.
Credit does not apply. Postpaid customers already consume first and pay on a monthly bill.

Still stuck? Call 905 free, 24/7, or contact customer care.

Advance up to

ETB 200

Sign in to borrow
Emergency electricity credit | Ethiopian Electric Utility